v2.0 Now Live
The first spatial finance app designed for the creative economy.
Experience zero latency banking.
Everything
App.
Global Accounts
Local IBANs in 35+ countries. Spend like a local, anywhere.
🇺🇸
USD
🇪🇺
EUR
🇯🇵
JPY
Instant Transfer
Sent $500
Now
Metal Card
18g Stainless Steel.
Security First
FaceID biometric authentication for every high value transaction.
SOC2
AES-256
Money should move
at the speed of
pure information.
Zero Latency
We've removed the middlemen. Transactions happen directly on our ledger, settling in milliseconds, not days.
Borderless
Geographical borders are obsolete in the digital age. Your capital should flow as freely as your data.
Transparency
No hidden fees. No obscured exchange rates. What you see is exactly what you get, every single time.
IDEA_01
Zero Latency
IDEA_02
Borderless World
Wall of Trust
Join 10,000+ creators.
Elena.R
Nomad
"Saved so much on FX fees while traveling in Japan."
Kenji Tanaka
Freelance Developer
"Getting paid in USD and spending in JPY without fees changed my life. True borderless banking."
Alex Mercer
Creative Director
"The Metal Card is a conversation starter. Finally, a bank that matches my aesthetic."
Kenji Tanaka
Freelance Developer
"Getting paid in USD and spending in JPY without fees changed my life. True borderless banking."
Alex Mercer
Creative Director
"The Metal Card is a conversation starter. Finally, a bank that matches my aesthetic."
Elena V.
Digital Nomad
"I used to lose 3% on every transaction. With FlowState, what I see is exactly what I spend."
Elena.R
Nomad
"Saved so much on FX fees while traveling in Japan."
Kenji Tanaka
Freelance Developer
"Getting paid in USD and spending in JPY without fees changed my life. True borderless banking."
Alex Mercer
Creative Director
"The Metal Card is a conversation starter. Finally, a bank that matches my aesthetic."
Price
Simple plans for everyone.
Monthly
Annually
Starter
$37
/month, billed annually
What's Included:
Global IBANs (35+ Countries)
Virtual Debit Cards
Zero-Fee International Transfers
Standard Support
Real-time Spending Alerts
Pro
Popular
$75
/month, billed annually
What's Included:
18g Stainless Steel Card
Unlimited FX Exchange
1% Cashback on all spend
Priority customer support
Travel Insurance Included
Enterprise
Custom
What's Included:
Multiple Metal Cards
Team Expense Management
API Access to Ledger
Accountant Access
Automated Tax Reports